I think about new design where the fin could be mounted on the hinge back and secured with release mechanism at the front.
Something like your snow skis do when stack on obstacle- release the boot.
But here fin still remain hanging on the hinge at the back.
Definitely could save the fin but looking at proportion of such accident - like loosing fins - I don't thing will be worth to modify complete line of new windsurfers.
But is could be possibly made in garage by smart handy man as retrofit and sold in limited numbers to those that need it.
Small business opportunity there....
Maybe you Mark ?

If I design such solution I would rather modify the fin itself to incorporate this hinging machanism.
Standard of the shelf fin base could be cut in half and upper layer will stay mounted to the board bottom half will release and hang on the hinge or even piece of strong rope/line.