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Before and after apparently!

Created by southace southace  > 9 months ago, 7 Sep 2017
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southace
southace

SA

4794 posts

7 Sep 2017 4:50pm
Obviously it was great place to sail a Cat in smooth waters!


Guitz
Guitz

VIC

617 posts

7 Sep 2017 5:50pm
A few boats heading south from Florida, most doing around 10 knots so motorboats I think





southace
southace

SA

4794 posts

7 Sep 2017 5:33pm
Good idea! I will heading south once the North Korea storm eventuates!
southace
southace

SA

4794 posts

7 Sep 2017 5:37pm
I can't see any posts driven into the mud holding the marina together seems they just kept adding with pontoons in that area , dunno maybe Trump will pay for the insurance.
Agent nods
Agent nods

622 posts

7 Sep 2017 6:11pm
As the hurricane is heading straight for Trump's resort in Florida - I expect a very generous rebuilding package
tomooh
tomooh

276 posts

7 Sep 2017 6:22pm
that's not a marina , but a hurricane hole anchorage with the charter fleet squeezed in there. seems winds peaked at 354 km/hr pretty hard to get through that undamaged
LooseChange
LooseChange

NSW

2140 posts

8 Sep 2017 1:00am
Select to expand quote
tomooh said..
that's not a marina , but a hurricane hole anchorage with the charter fleet squeezed in there. seems winds peaked at 354 km/hr pretty hard to get through that undamaged


That should buff out ok, good as gold.
Ramona
Ramona

NSW

7737 posts

8 Sep 2017 8:02am
Doing two cruises there in a few weeks. Hope there is something left!
shaggybaxter
shaggybaxter

QLD

2661 posts

8 Sep 2017 9:25am
Ramona,
From the islands that were in the path the reports indicate partial/complete destruction of the infrastructure, some inhabited low lying islands were completely submerged in the storm surge . There is a live thread on Anarchy about IRMA with a lot of detail on the impacted islands and marinas.
The pic above I believe was taken in the lull before the winds backed to a more destructive direction, so the damage may be worse than depicted above.
There is also another Hurricane formed behind IRMA that is being monitored closely.
Areas outside the path are fine, ie: Grenada is untouched.
Good luck mate, I hope it all works out.
Donk107
Donk107

TAS

2446 posts

8 Sep 2017 10:44am
With a fleet that size there wouldn't be too many options of what to do if a storm was coming

When i grew up in Cairns i remember when a cyclone was coming a lot of boats would hide up in the mangroves to ride it out but Cairns has been lucky in never in recent years taking a direct hit

When we were kids i remember being excited when cyclones were tracking towards Cairns but disappointed when as they neared the coast they would normally head a bit more south but later on when i was in my 20's were caught the edge of one which did some minor damage to the house and that was bad enough for me

Regards Don
shaggybaxter
shaggybaxter

QLD

2661 posts

8 Sep 2017 1:19pm
G'day Ramona,
From the Anarchy thread, some details on Jose's expected path as well as Irma.
You could be like the surfer dudes that go out on the tail to get all the excitement!

Ramona
Ramona

NSW

7737 posts

8 Sep 2017 6:07pm
The pictures above of the catamarans is apparently from 2015. Cruise ships operate out of the hurricane seasons so they will be adding income for the locals!
Donk107
Donk107

TAS

2446 posts

8 Sep 2017 7:42pm
This is a link to the area shown in the first photo

bvimarineassociation.com/downloads/1607PARAQUITA BASE PLAN 26 Jun17.pdf

Regards Don
southace
southace

SA

4794 posts

8 Sep 2017 7:41pm
This one requires some epoxy filler and bog!


shaggybaxter
shaggybaxter

QLD

2661 posts

8 Sep 2017 9:12pm
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?
Donk107
Donk107

TAS

2446 posts

8 Sep 2017 11:59pm
Select to expand quote
shaggybaxter said..
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?


A person i know in the building industry was told that the insurance companies that you and i insurance with have insurance policies with other larger companies and when a natural disaster happens where there is going to be lots of claims made against with them they will then claim on their insurance

If this is the case i wonder if our insurance premiums here will increase if insurance companies over their have to pay out lots of money and the larger company they re-insure with decide they need to recoup some of the money they have paid out

Not sure that i have made myself clear but hopefully i have

I think this is what i am talking about agents.insurancequotes.com/general/reinsurance-who-insures-the-insurance-companies

Regards Don
Ramona
Ramona

NSW

7737 posts

10 Sep 2017 7:26am
I will be in St Martins in November. There are going to be some cheap boats!

hajozas.hu/magazin/kulfold/florida-irma-a-valaha-latott-legerosebb-hurrikan/
MorningBird
MorningBird

NSW

2703 posts

11 Sep 2017 9:44am
Select to expand quote
Donk107 said..

shaggybaxter said..
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?



A person i know in the building industry was told that the insurance companies that you and i insurance with have insurance policies with other larger companies and when a natural disaster happens where there is going to be lots of claims made against with them they will then claim on their insurance

If this is the case i wonder if our insurance premiums here will increase if insurance companies over their have to pay out lots of money and the larger company they re-insure with decide they need to recoup some of the money they have paid out

Not sure that i have made myself clear but hopefully i have

I think this is what i am talking about agents.insurancequotes.com/general/reinsurance-who-insures-the-insurance-companies

Regards Don


All insurers use reinsurance to spread the risk. Reinsurance companies are global so as they pay out anywhere they spread the costs over their global market. So yes, our premiums are affected by such incidents.
I worked in reinsurance and insurance as a management consultant. One thing I took out of that experience is that less than 20% of a insurance premium goes to underwrite the risk. The rest goes into peoples pockets in commissions and bonuses. So if you insure a boat for $65,000 for a $1,000 premium $200 is actually underwriting the risk. That is, the chance the insurer places on you claiming a full loss is 325/1. By putting an excess on smaller claims, having no claims bonuses they can cancel and that they can increase your premiums if you make a claim, they encourage you to not make smaller claims.
This convinced me to only insure those risks that would have a major life impact. If I can afford to lose it I don't insure it as the cost is far far in excess of the risk/probability of using it.
FelixdeCat
FelixdeCat

NSW

234 posts

11 Sep 2017 12:57pm
Select to expand quote
MorningBird said..



Donk107 said..




shaggybaxter said..
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?






A person i know in the building industry was told that the insurance companies that you and i insurance with have insurance policies with other larger companies and when a natural disaster happens where there is going to be lots of claims made against with them they will then claim on their insurance

If this is the case i wonder if our insurance premiums here will increase if insurance companies over their have to pay out lots of money and the larger company they re-insure with decide they need to recoup some of the money they have paid out

Not sure that i have made myself clear but hopefully i have

I think this is what i am talking about agents.insurancequotes.com/general/reinsurance-who-insures-the-insurance-companies

Regards Don





All insurers use reinsurance to spread the risk. Reinsurance companies are global so as they pay out anywhere they spread the costs over their global market. So yes, our premiums are affected by such incidents.
I worked in reinsurance and insurance as a management consultant. One thing I took out of that experience is that less than 20% of a insurance premium goes to underwrite the risk. The rest goes into peoples pockets in commissions and bonuses. So if you insure a boat for $65,000 for a $1,000 premium $200 is actually underwriting the risk. That is, the chance the insurer places on you claiming a full loss is 325/1. By putting an excess on smaller claims, having no claims bonuses they can cancel and that they can increase your premiums if you make a claim, they encourage you to not make smaller claims.
This convinced me to only insure those risks that would have a major life impact. If I can afford to lose it I don't insure it as the cost is far far in excess of the risk/probability of using it.




Well if they were smart they would not spread the premiums of high risk areas of the planet into low risk areas. All this does is subsidise the existence of insured vessels in areas that are likely to incur loss. While discouraging low risk activity. If they were smart they would balance risk against premium rather than washing it all together.

I agree about personal choices though. I only take out 3rd party insurance for cars cause I dont drive like an idiot and I dont buy expensive cars. For my boat I have comprehensive but I am dubious about continuing with it next year. As far a I can tell the only thing I am insured for is collission (which is the one cause I am least worried about). If any equipment fails and causes damage I am not covered and I dont think I am covered for a "named" storm/cyclone.
woko
woko

NSW

1770 posts

11 Sep 2017 8:39pm
Select to expand quote
FelixdeCat said..

MorningBird said..




Donk107 said..





shaggybaxter said..
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?







A person i know in the building industry was told that the insurance companies that you and i insurance with have insurance policies with other larger companies and when a natural disaster happens where there is going to be lots of claims made against with them they will then claim on their insurance

If this is the case i wonder if our insurance premiums here will increase if insurance companies over their have to pay out lots of money and the larger company they re-insure with decide they need to recoup some of the money they have paid out

Not sure that i have made myself clear but hopefully i have

I think this is what i am talking about agents.insurancequotes.com/general/reinsurance-who-insures-the-insurance-companies

Regards Don






All insurers use reinsurance to spread the risk. Reinsurance companies are global so as they pay out anywhere they spread the costs over their global market. So yes, our premiums are affected by such incidents.
I worked in reinsurance and insurance as a management consultant. One thing I took out of that experience is that less than 20% of a insurance premium goes to underwrite the risk. The rest goes into peoples pockets in commissions and bonuses. So if you insure a boat for $65,000 for a $1,000 premium $200 is actually underwriting the risk. That is, the chance the insurer places on you claiming a full loss is 325/1. By putting an excess on smaller claims, having no claims bonuses they can cancel and that they can increase your premiums if you make a claim, they encourage you to not make smaller claims.
This convinced me to only insure those risks that would have a major life impact. If I can afford to lose it I don't insure it as the cost is far far in excess of the risk/probability of using it.





Well if they were smart they would not spread the premiums of high risk areas of the planet into low risk areas. All this does is subsidise the existence of insured vessels in areas that are likely to incur loss. While discouraging low risk activity. If they were smart they would balance risk against premium rather than washing it all together.

I agree about personal choices though. I only take out 3rd party insurance for cars cause I dont drive like an idiot and I dont buy expensive cars. For my boat I have comprehensive but I am dubious about continuing with it next year. As far a I can tell the only thing I am insured for is collission (which is the one cause I am least worried about). If any equipment fails and causes damage I am not covered and I dont think I am covered for a "named" storm/cyclone.


Aye, but Felix 3rd party doesn't get you into marinas or on to ther slips, so what's the point ? Competition sailing, maybe if you slam your not so expensive job into a brand new number, it might pay off ???
Otherwise comp insurance is only a marina prerequisite, to what end ? (

boty
boty

QLD

685 posts

12 Sep 2017 8:09am
Select to expand quote
woko said..

FelixdeCat said..


MorningBird said..





Donk107 said..






shaggybaxter said..
Ouch. Firesale auction coming on a bunch of battered and bruised hulls, and a few cat companies will be getting a rash of new orders in the fall methinks.
Wonder what insurance premiums are like in BVI?








A person i know in the building industry was told that the insurance companies that you and i insurance with have insurance policies with other larger companies and when a natural disaster happens where there is going to be lots of claims made against with them they will then claim on their insurance

If this is the case i wonder if our insurance premiums here will increase if insurance companies over their have to pay out lots of money and the larger company they re-insure with decide they need to recoup some of the money they have paid out

Not sure that i have made myself clear but hopefully i have

I think this is what i am talking about agents.insurancequotes.com/general/reinsurance-who-insures-the-insurance-companies

Regards Don







All insurers use reinsurance to spread the risk. Reinsurance companies are global so as they pay out anywhere they spread the costs over their global market. So yes, our premiums are affected by such incidents.
I worked in reinsurance and insurance as a management consultant. One thing I took out of that experience is that less than 20% of a insurance premium goes to underwrite the risk. The rest goes into peoples pockets in commissions and bonuses. So if you insure a boat for $65,000 for a $1,000 premium $200 is actually underwriting the risk. That is, the chance the insurer places on you claiming a full loss is 325/1. By putting an excess on smaller claims, having no claims bonuses they can cancel and that they can increase your premiums if you make a claim, they encourage you to not make smaller claims.
This convinced me to only insure those risks that would have a major life impact. If I can afford to lose it I don't insure it as the cost is far far in excess of the risk/probability of using it.






Well if they were smart they would not spread the premiums of high risk areas of the planet into low risk areas. All this does is subsidise the existence of insured vessels in areas that are likely to incur loss. While discouraging low risk activity. If they were smart they would balance risk against premium rather than washing it all together.

I agree about personal choices though. I only take out 3rd party insurance for cars cause I dont drive like an idiot and I dont buy expensive cars. For my boat I have comprehensive but I am dubious about continuing with it next year. As far a I can tell the only thing I am insured for is collission (which is the one cause I am least worried about). If any equipment fails and causes damage I am not covered and I dont think I am covered for a "named" storm/cyclone.



Aye, but Felix 3rd party doesn't get you into marinas or on to ther slips, so what's the point ? Competition sailing, maybe if you slam your not so expensive job into a brand new number, it might pay off ???
Otherwise comp insurance is only a marina prerequisite, to what end ? (



the idea is to stop people leaving there no longer viable boat sinking on someones marina leaving them with the cost of disposing of there unwanted vessel even with this in place it is still a regular occurrence in most marinas hence the boats going for free
dreamliner
dreamliner

NSW

110 posts

12 Sep 2017 8:42am
Select to expand quote
southace said..
This one requires some epoxy filler and bog!



Gee looks like some serious builders bog (red) in that thing to get some of its its curves.
cisco
cisco

QLD

12364 posts

12 Sep 2017 9:59am
Select to expand quote
boty said..
the idea is to stop people leaving there no longer viable boat sinking on someones marina leaving them with the cost of disposing of there unwanted vessel even with this in place it is still a regular occurrence in most marinas hence the boats going for free


It think it also greatly reduces the insurance premiums for the marina.
Ramona
Ramona

NSW

7737 posts

13 Sep 2017 8:29am
For some non media type reporting on Irma damage.
www.cruisersforum.com/forums/f158/florida-marina-damage-reports-only-please-190857.html
FelixdeCat
FelixdeCat

NSW

234 posts

13 Sep 2017 10:55am
Select to expand quote
dreamliner said..

southace said..
This one requires some epoxy filler and bog!



Gee looks like some serious builders bog (red) in that thing to get some of its its curves.


I was thinking exactly the same thing. not such a glamorous boat once you scratch below the surface.
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