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Squid Lips said..
I tend to disagree with this and would say the fin needs to be balanced against the width of the board's tail. When the load of the sail gets too great you change down and the smaller sail puts the same amount of power down that the larger one did in less wind. For the same sail size you may use a larger or smaller fin depending how powered up you are but the fin range suits the board rather than the sails.
Edit: rereading what you wrote, you never said anything about changing sails that's just how understood it.
Totally agree fin size also depends on board width, especially with outboard straps.
And as the sail get's powered up you can use a smaller fin.
But my original proposition was that the sail's lift needs to be balanced by the fin's lift. (I guess this doesn't apply to sub planning conditions when the hull is sharing the fin's load.)
These will both vary with wind strength, board speed and angle of attack. And of course the riders ability to control them.
The question was why use a smaller fin?
3 reasons now.
1, too much lift, (board not wide enough to control the windward rail lift)
2, too much drag, (board too slow)
3, too stabilizing, (board not maneuverable enough)
I wasn't thinking of what happens when a sail change is necessary. I tend to change boards as much as sails, so a fin change goes along with that as well.