Just picked up a new jacket to cut the wind chill factor. It's a Hiko Sport Snack Cag - a Kayak jacket. Highly recommend it. $99 from Main Peak in Cottesloe. Neoprene wrists and neck, no flappy bits, perfect!

http://www.hikosport.com/snack-cag-2206/

ive got one like that with a hood, im thinking about cutting the hood off, the only problem is it doesnt breath and can get a bit sweety

Nice jacket with good price! Been wanting to get one to wear when out sea kayaking in cooler weather but the cags I had priced some time ago were around $150 - $200+.