After some coastal scenic sailing today , I had a nice reminder that its handy to have insurance! Which you get 24/7 with your club membership.
A good 100-200 meters offshore I sailed past (luckily off the plane) a lone swimmer in Mooloolaba bay, with the low glaring winter sun making it near on impossible to see him, I didn't spot him until back at shore...it could have easily gone wrong, he managed to get missed by me, many ocean kayaks, jet boat , jet skis, and some sailing boats...but they do pop up (stray swimmers!!) from time to time in the most unusual of places, and they are not easy to see.
And I did drag off 'get set sail cruise sailing cat' to Mudjimba and back...by a complete length in the end!