I was pondering this last night too, having just picked up my 2010 Fanatic Freewave 95



. I went with single back strap, and inboard and forward front straps. I'll give it a go and adjust accordingly.
Biggest problem is adjusting the things for large feet in booties - making them big enough makes it really hard to pull the cover back over them. Yeah I know, HTFU and ditch booties, or move to Qld.