Last June I was sailing RSX between Sydney heads when i had a bad accident.
the swell was huge, my training partner sheeted on and i started to go with her when the water disapeared from under me and the board went into free fall. I was strange as i was not going fast and not jumping swells just a super steep swell past and left no water behind. (read Kay Cottees book for something similar) The board crashed into the water and i didnt know it but the centreboards flaps half came off on impact. No damage to myself but i decided to head for home. bearing away the centreboard flaps tripped me up and i got catapulted while in the harness. the mast hit the water hard and at the same time i hit the mast with my legs. i was in massive pain and didnt know how to get in, i thought i had broken my shin bones and angles. i calmed down got myself in somehow and went to accident emergency. i was checked out and i had ligament damage and other stuff, told to rest. nobody was concerned with the toe including myself. everything healed but the toe never did until this week i was able to go for a jog.

i sailed with pain all last season

my advice is to get ascis shoes, they helped me a lot.
A physio told me toes are a real problem, lots of nerve endings!!