40 years ago I remember a pilot telling me he wasn't worried about the turbulence in bushfire plumes upsetting the vertical hold of his IR scanner because " The F27 has a high wing loading".
en.wikipedia.org/wiki/Wing_loading "Effect on stability Wing loading also affects gust response, the degree to which the aircraft is affected by turbulence and variations in air density. A small wing has less area on which a gust can act, both of which serve to smooth the ride. For high-speed, low-level flight (such as a fast low-level bombing run in an attack aircraft), a small, thin, highly loaded wing is preferable: aircraft with a low wing loading are often subject to a rough, punishing ride in this flight regime."
I'm sure my top speed is limited by control and not drag. (I know, more TOW and less theory).
The lift equation is
L = 1/2 d V^2 Area times Lift Coefficient.
d = density of water = 1000 kg/ cubic metre
V = velocity let's use 10m/sec about 20 knots
Area = 0.1 for a 1000sq cm wing
Lift = mg = 980 newtons for a 100kg rider and gear.
Plug all those in the lift equation and solve for the Lift coefficient. I get Cl = 0.2
Here's the Cl vs angle of attack curve for a typical asymmetric foil that you'll find everywhere on the internet. (the graph that is)

For Cl = 0.2 it looks like the angle of attack of our 1000 sq cm wing at 20 knots is minus 3 degrees!
(Never mind we'll go with that, all angles are relative)
Now if you get a perturbation of 1 degree on this -3 degree angle of attack, to -2 degrees, ( you might pass through an eddy under the wave, a gust might hit the sail and dip your balance, you might loose concentration,) then looking at the graph the lift coefficient has jumped from the initial 0.2 to 0.35 our 100 kg of lift has turned into 175 kg of lift. Better shift weight forward very quickly.
If you do the same calculation for a 500 sq cm foil you'll get CL = 0.4. From the graph you can see the smaller foil is running at a - 1.3 degree angle of attack. If you hit the same hypothetical eddy below the swell there will be that same 1 degree change in angle of attack ie. now at - 0.3 degrees ( we did the calculation for the same speed remember). That will increase the Cl from 0.4 to 0.5. Which proportionally increases lift from 100kg to 125 kg. A lot easier to correct for an extra 25kg of lift than an extra 75 kg.
Sorry about the arithmetic. I just needed to do the sums to convince myself that a smaller wing is easier in gustier, windier and choppier conditions even though you may not be going any faster.
Of course if you let your smaller wing run faster you'll eventually get to the same point.
Is your top speed limited by drag or control?