Don't ignore a big foamy, just to get you started, even if you only need it for a few months, it may prove a good investment.
It won't hurt you and it won't hurt anyone you may hit.
If you don't like surfing you have not waisted too much cash.
You just need to make sure you can get to your feet, once you're up, the rest comes naturally so you can then think about a good hard board (NSPs are not good hard boards)
Stick to the small white water and stay away from other surfers
Look for rips, they're your friend for getting out the back.
Don't grab the rails when you go to pop up, the water can force your hand off the rail and it also puts your hands too far apart, making your chest closer to the board at full arm extension. Basically have your hands beside your boobies for the pushup.
When you do pop up, get your feet a comfortable distance apart, with knees slightly crooked and your body centred above your feet. Don't have your feet too far apart because you won't be able to shift your balance quickly enough.
Paddling is probably the most important part and the one thing that will bugger you the most, it's good to have sore shoulders at the end of the day, but not if you got no waves, your hard work should count for something.
Avoid chicken wing paddling, that's quick shallow stroked well away from the edge of the board.
You don't need to make you hands look like a paddle, having your fingertips 5 to 10 mm apart is fine.
Do a few deep and regular strokes when the wave is approaching, then the hard fast ones only when the wave is several meters from you.
You will feel it when the wave has you, don't keep paddling if that feeling is not there, it just wastes energy.
Unless you really must, don't paddle out too hard in white water, it's mostly air and you're just wasting energy.
95kg is not your only consideration, you're from VIC, so there's a good chance you're going to use a lot of rubber for a good part of the year, that's going to weigh you down further, so volume is definitely your friend until you learn to surf well.
You'll need to start with something close to 24" wide, more importantly, don't go under 23" wide, don't let anyone talk you into a board 3 inches thick or under, make you minimum thickness around 3 1/4" (I surf a 3 5/8" and a 4" at 110 kgs)
Lastly, when you have finally learnt and you start to rip, send this back to me and tell me to start taking my own advice