Sunshine Coast, Maroochy?
Do I really need to suggest my A,B,C rule again!?

A - board strapped and packed
B - paddle packed
C - rashie, towel, wettie, botties, etc, packed.
I always take a split second to do the basic ABC before I depart. Let me tell you, I've had to jump out of the car on at least 3 occasions, and get the paddle off the timber rail/fence or similar.
Equivalent of "keys, wallet, phone"!