Southace, for what it's worth I have an updated Navionics subscription on my phone and and up to date card in my Raymarine MFD. You will get no anti Navionics sentiment from me. In fact an out of date Navionics helped me out last year when at 2200 first night out of TI for Gove I lost
ALL shipborne navigation systems including 3 GPS, autopilot, wind, log and depth instruments. I did have the Aust charts from Memory Maps (Quick Charts), but my GPS puck had stopped working sometime back but I had manually dropped a pin on our Lat and Long every hour so I knew our position and I am capable of navigating by paper chart of which also carried.
So none of this is about skimping or being cheap. For me, I like to plan off my computer rather than the plotter and Quick Charts covers the legal requirement to carry the charts in the first place. I was looking for something to use with OpenCPN because that program looks more versatile than Memory Maps.
But here is what I found interesting earlier today. Below are two pair of identical locations. One is from a source that I used exclusively to navigate 4,500nm last year, and the other is available for free (admittedly only the West Coast). Guess which one cost over $200.....
And guess which one I'll
prefer to navigate off in the future!
African Reef south of Geraldton.

Perth boaties fav play ground