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sailergirl24 said..
It's in a bay but close to the edge of the bay before it goes out into a wide river/ocean which is very busy with ferries etc. The yacht has come off twice in 2.5 months, we're puzzled, the harbour master at the yacht club were members of is puzzled and so is the mooring contractor who looked over the mooring before we put it on and then did a full service when it came off the first time so all ropes/swivel have been replaced. The only thing they can come up with that wash from the other boats is to much for the size of the boat on the mooring and it's bobbing up and down/spin ing around too much.
I think the costs of a marina are going to kill your enthusiasm pretty quickly. I would suggest checking the length of the riser. Nylon rope for the riser and don't go too large a diameter. It needs to take a bit of shock. Mooring contractors always make the risers too long and expect the owners to shorten them down to the correct length. Yours may be too long and on no wind days on the change of tide the yacht may be spending time with the riser caught on the back edge of a cast iron keel in your case. When you have a really high tide the riser needs to be just lifting the swivel and the first bit of chain off the bottom. In this mooring situation the riser needs to go over a bow roller right on the pointy end and have a length of fire hose over the section that moves on the bow roller. A decent eye splice that is finished off correctly and a couple of feet of smaller rope to tighten up the loop where it goes over the mooring cleat so it does not pop off. If you don't have a preventer on the bow roller use a piece of rope to lash the riser to the roller.
My yacht is on a mooring in a strong tidal river/estuary and is subjected to much rougher conditions than you will get on an ocean mooring. Especially right now with a Westerly gale where for several hours the boat sits sideways with the wind overtide and the waves go over the cockpit. When you leave the vessel always ensure you secure the tiller fore and aft. Most of the yachts here that come off the moorings are from chafe on the bow roller and the back edge of the keel and just recently the riser wore through on the bow mounted anchor.