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Yara said..twodogs1969 said.. Yara said...
Start small and learn to sail. Something like a 25ft Top Hat will look after you and not break the bank. Also easier to handle the sails while you are learning.
Then, when you have confirmed that this lifestyle is what you want, you can get the bigger boat.
But he wants to live onboard a tophat is a bit small for that
Was thinking he would live ashore until he has learned how to handle a boat. That said, couples have sailed around the World in Top Hats.
Just what I was going to say Yara. Top Hats are liveable, if you set them up right and you're not after a palacial style of living. Bit like living in an 18 foot caravan, instead of a Winnebago. You'll get a pristine one for $15k, an average one for as little as $6k. It was my first keelboat and I still have it 8 years after making the decision to buy a boat instead of renting one when I wanted one.
We chose the Top Hat after reading Jan Mitchell's story of their circumnavigation in the 70s. Their son Jamie did it again about 8 or 9 years ago, again in a Top Hat. So a good one will certainly look after you.
We had a limit of $12k for the first 12 months of ownership, including the purchase, mooring fees, rego and insurance. As well as upkeep like the first slip and antifoul. We imposed that limit, not because we didn't want to spend more money and get a more luxurious yacht, but because we still weren't sure if we would like being boat owners. We didn't want to be too much out of pocket if we felt that it wasn't for us and we wanted to sell the boat on. As it turned out, we still love our Top Hat, with the slight patina of wear and aging gelcoat. However, the view from her cockpit is just the same as on a Hanse 525 without the pricetag.
I've been looking for boats with my cousin, he's settled on a nice Cav 28, needs a little work and a clean up, but he got it for $3k less than asking. It has some brand new sails, a re-con saildrive and loads of room for two to spend extended periods onboard. It can be sailed single handed too. There are loads of 28/29 Compasses around for $25k that you'll get for way less. There is a Mutiny 28 in Church Point that needs gutting and re-painting that you might get for a song, but is plenty roomy and quite quick apparently. It currently looks like ****e though....
Something to remember, the price you pay for a boat is really just the down payment on the maintenance and repairs. Be prepared to budget a few $$ every year for the standards of mooring, antifoul, insurance and rego. Plus all the doodads you'll ogle on ebay and at Whitworths.
Have fun looking......