Bristol, I couldn't agree more, annual inspections is a reasonable requisition or a self inspect, of course anyone could just sign a stat dec without having a look, but when it it comes to the pointy end, ie insurance claim and it's obvious that a mooring apparatus was, let's say neglected then guess who's in the shxt !
If it becomes mandatory to have a qualified mooring inspection, 1st there will have to be guide lines in place for mooring apparatus, considerations would have to include, sea floor type, tidal currents ( including flood events ) and localised wind exposure. Which would lead to as it has in the building industry, an outrageous over engineering of structural members so the engineers butt is covered

and yes I'm on the record as to my opinion of the way the regs have made minders prevalent. But I might also add that it seems that commercial moorings /club/ marina are taking up what as previously anchorage area ie try to drop the pick in Yamba ha. And they have no way of inspecting them. And the local contractor I should shut up now