A very broad question. Assume "textile" should have been "tensile". Shear also needs to be accounted for - so the stress state through the panel thickness will be normal stresses from axial and bending (axial giving same stress through the thickness, bending giving tensile and compression each face linear through the thickness from zero at the neutral axis, all this in the 2 directions) and shear from lateral and vertical (external wave impact or smashing into waves or falling down them or internal flying objects..........) and torsional (hull twisting) loadings.
Assuming you are looking at strip planked cedar suggest google
the below and many good informative links will come up from designers and epoxy resin and cloth suppliers. If you have strip planked oregon the timber strength grade is greater. The fibre laminate type each side needs to be known - e or s glass, kevlar or carbon fibre?
boat hull panel strength strip plank cedar compared to solid laminate grpNot sure if "the bible" on epoxy cold moulded and strip plank as here includes such comparisons but it probably does.
www.westsystem.com/app/uploads/2022/10/GougeonBook-061205-1.pdfIf you are looking at a Jon Sayer designed and built yacht just buy it.
sayerdesign.com/about-us/Same for Robert Hick designed and built yacht.
I have the book "The Elements of Boat Strength for builders, designers and owners" by Dave Gerr which is superb for grp, wood, wood-epoxy composite, steel and aluminium. If you have specific details of the yacht you are looking at I could respond more. Never heard of Gerr before I got his book 2nd hand but his book and website is an absolute treasure trove;
gerrmarine.com/