Hi Krys
I hope this answer will be relevant.
I have a small boat with two lead acid batteries : one as a start and one as a house.
My aim from the start was to simplify my system and that meant removing stuff , not adding.
I have no high tech batteries or B.M.S.
My starting line for simplicity is to use as little power as I can get away with.
I have no DC to DC charger.RE; Will shore power effect this type of setup ? By shore power I guess you mean mains supply ( 230Volts) to outlets for electric kettles and such. In that case there should be no problem with the 12 volt system in my diagram.
If you use shore power to top up batteries I would suggest clipping the charger to the battery you want to charge and NOT using a switching system. You can fit an automatic charge selector between the charger and the two batteries but my advice is DON'T.
Here is my diagram.

Part 1. The alternator is capable of charging the Start and house battery through an automatic charge selector.
it will charge the start battery first (so you will always have start charged( then switch to charging the house battery.
The start and house batteries are completely isolated except for the automatic charge selector.
This means that one battery cannot drain into the other through and 1-2--both- off switch. That beast went into the bin.
Part 2. A small solar panel tops up the engine battery when boat is standing for any time.
In actual use the engine charges the engine battery quite quickly, then selects the house battery.
Part 3. a slightly larger solar panel keeps the house battery topped up.
If I ever need a BOTH battery situation I have jumper leads to bridge the two batteries for the job. Have never needed that though.
here is what an automatic charge selector looks like. $20 on Temu.

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Voltmeters are these niffty units.

Gary