Went to Spudshed tonight and the total came to just under 17 dollars.

I pulled what I thought was a 20 dollar note out of my pocket but t it turned out to only be a five dollar note.

I said to the teller to serve the girl next to me and I will hopefully find enough loose change in my car

When I got back the girl was just leaving. The teller then said to me he has to put all my groceries thru again as there was some confusion between my payment and her payment. I just said ok.

A minute passed and the girl returned whilst I was counting out the loose change to pay. I then heard her remark to me she will pay the difference if you are short - to which I joked that would be nice. She must have thought I was serious

She then had a short discussion with the teller and then she walks off a touch annoyed - and the her last comment to him was 'so I am paying for everything'?

For whatever reason I did not cotton on to her comment.

I was going to ask the teller how much extra did she pay but I got distracted by something. I was thinking a dollar or two and she could not be bothered to wait for the teller to sort the confusion out.



When I finished packing my groceries away I handed the guy the 17 dollars and he told me after quite a bit of explaining that she had paid for the BOTH of us.

I dropped everything and hobbled my way as fast as possible to the carpark.

She was reversing her SUV and I had to shout / scream to her to stop her leaving.

Only made it by 5 seconds or so.

I tried to explain I had no idea but she said just give me what you can afford

Anyway,I gave her the 17 dollars so she ended up making a 35 cents profit.

Very relieved to put it mildly. She was early twenties Maori girl with either too much money or a good heart.

Ahh, its good to see there are nice people in this world.

You aren't hobbling around Perth to try and get some 'loose change' are you? Sounds like it could work!

It's exactly in situations like this that the good lord invented Credit Cards.

What do the good lord and credit cards have in common...?

They were both invented by man to bankrupt poor people

Great girl!!

Good outcome pete. and cutting out all the crap and trash talk, how is your recuperation going?

I can walk at a slow to moderate pace with a mild limp. 90 degrees of bend, hoping 100 plus by Xmas. No pain.

I can see tiny improvements weekly.

I have tried to do a super slow jog but I cannot weight bear sufficiently.

Last week I kept up with a few very old women in the shopping centre for the first time.

Good news Peter, keep at the physio

Not good news for the old women in the shopping center though.

Did you root her brains out

Select to expand quote

theDoctor said..

What do the good lord and credit cards have in common...?

They were both invented by man to bankrupt poor people

Yes you're probably right, but at least he could have paid for his groceries and that is exactly what I use my card for.
So I take it Doctor that you do not posses a credit card considering your response to my little joke.

My mate has been using a credit cards for donkeys years. It maxed out to 11K last month.

He gets around 2k a month paid in to his account from his job.

The credit card company takes 120 from memory.

He just services the debt so he can continue to use it.

I told him to ditch it and to not pay it back.

doesn't have to be a credit card with the risk of getting deep in debt.
A debit card works just as well as long as you have funds in the account.
I hardly use cash at the moment, the debit card is great.

And bad advice Pete, your mate could end up in gaol.

Select to expand quote

petermac33 said..

I told him to ditch it and to not pay it back.

I wish it were that easy, but I suspect a bank would track you down to the ends of the earth for credit card debt.

If he were able to, it would be better to get a loan to pay it out, and then tear up the card or get one with a much lower limit and prepay it for any costs he expected.

I had a decent credit card debt at one stage and the bank were hesitant to transfer it over to my mortgage, even though there was plenty of equity. Obviously there is a high interest rate on credit cards and its a healthy earner for them, so they were not willing to do it until I mentioned to them moving my loans to a different bank. Its funny how that motivated them.

No,you don't go to jail for a private debt.

I have another friend who maxed out two or three cards due to his gambling addiction. That was around two years ago.

The downside - he gets regular knocks on his door from debt collectors but has yet to answer

You have some great friends there Pete

I have an idea , why don't you just buy what you can afford ?
Times have changed .

Select to expand quote

petermac33 said..
No,you don't go to jail for a private debt.

I have another friend who maxed out two or three cards due to his gambling addiction. That was around two years ago.

The downside - he gets regular knocks on his door from debt collectors but has yet to answer

He is doing well. I bought a house years ago and the ex-renter obviously skipped out on some people. I had debt collectors knocking on the door semi-regularly and they always seemed to doubt that I was that guy.

Surely they can go after some sort of access to your wages and so on?