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Buster fin said..
You can purchase, or in some cases borrow from the library, a meter to calculate any device or appliance's draw. Makes your investigation a breeze Harrow.
FWIW, my home is old school floorboards on limestone foundations and the difference from a concrete slab in summer and winter is astounding. No heater used and only the occasional aircon. Am developing my own micro climate through my garden choices too.
I already own a plug in meter as well as clamp meters, but I don't know how well they discriminate between between kvar and kW, whereas the meter on the switchboard is certified revenue class. The air conditioner doesn't plug into the wall anyway, as well as the oven, gas fireplace, gas water heater, etc., so couldn't measure them so easily.
Also, there's about 40 items around the house that are using standby power, some with plugs that aren't easy to get to. Switching off the aircon circuit breaker will let me measure the total power used by the rest accurately in one go. Only need to push a button and a spreadsheet of all the half-hourly usage data gets emailed to me.
Our house is also double brick and floor boards, built in 1918. The old part of the house is cool all day, I never need to run the aircon to cool my office.