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cisco said..
I have Mitsubishi Heavy Industries ducted air con in a rental unit. It has cocked up. A circuit board ($250 worth) is not replaceable but the whole unit is at $12,000.
Can get 3 split systems installed for $2600 each which is the way I will go. The air con guy said that is what he would do.
I think you have your answer.
I was reading about the idea of installing multiple split systems. The argument is that they are 'more efficient'. I think this is because they can't lose/gain heat in the ducting that a ducted system will. You can even get bulkhead splits that fit into the roof space and vent into the room but are otherwise a normal split system.
I already have one split system in the house but I can't physically fit them easily in the other rooms so I think ducted is the only practical solution for me.
The circuit board problem you mention is a worry, but I think all the manufacturers have problems. You look at the review sites and every brand will have someone that had problems.
I myself had a Fujitsu split installed 3 years ago. I wouldn't get another. The quality doesn't seem as good as it used to be. The cover always had a problem hinging back into place and then broke, which shows pretty poor quality.
I replaced an old non-inverter Carrier aircon with a Mitsubishi Heavy Industries one a few years ago and despite it looking more agricultural, I had no problems with it.