Thought that I would avoid hijacking any existing threads. And thought that I might take a risk of as being thought of as being a bit harsh to dreamers.
Question is? So you want to buy a boat.
Your decision will ultimately end up answering 3 questions.
1/ How much cold hard cash can you front up with????
2/ How much cold hard cash can you continue to fork out along the way?????
3/ How much cold hard cash can you afford to drop at the end of the day??????

Within those 3 constraints there is a boat for everybody, the biggest difficulty is marrying 1, 2 and 3 with your dreams.