That's a great reference Mikey. Finally someone with an estimate for the drag to lift ratio of a planing windsurfing hull. it's 0.15 !
So now we can answer that old question which comes up here time and time again. How much drag is contributed by the board vs. the fin? Well Jim has just ignored fin drag from my quick read. And you can see why.
The lift provided by the fin is 61.6 lbs compared to the lift of the hull of 216 lb.
216 * 0.15 = 32.5 lbs ,
the figure Jim gives for hull drag in figure 8.
Now the drag to lift ratio of a fin should be less than 0.15, it's a fully submerged foil, much better than a hull, as the moth foilers know only too well.
eprints.bournemouth.ac.uk/12235/1/Simon_Fagg.pdf Simon Fagg gives a L/D ratio of a fin between 20 and 30. So the drag on the fin might be only 61.6/25 = 2.5 lbs. Less than 1/10th the hull drag. No wonder Jim has ignored it!
Can a sail produce downforce? You could use rocket science 101, equation 1.
F = d/dt(mv). (1)
If you can imagine the sail deflecting horizontally flowing air (mv) upwards then yes. My guess is that most of the air deflection is horizontal, or a little downwards. I'll go with Mark's explanation.