I am always experimenting, especially since most of my boards are now in FCSII, I put fins in the boards before each session. But here are my current guidelines
First, what I like in fins:
- outline: a wide base and a thin tip, for positive grips in turns and reducing "foiling" at speed that stiffen too much the board for my taste.Think of a C-drive outline. I like also some rake, especially in the rear fins (the opposite of the "Controller" setup)
- foil: an hydrodynamic foil for a smooth feeling. I like some inside foil (concave on the inside faces of lateral fins), and a max thickness far from the leading edge: this gives me more efficiency in the profile (it adds controlled power in turns) at the expense of being more prone to stalling in high variations of the angle of attack, but since I do not perform fancy tricks, this is not an issue for me. Al Merrick and FCS Nexus fins have this kind of foil. On the other hand, I do not like the new "generic" FCSII fin line (Performer, Reactor, Accelerator, Carve) as they have their main width very close to the front, they feel a bit dead for me.
- flex: I like some controlled flex (like a sail opening in gusts). It is more tolerant to small mistakes and to going through turbulences that exist on the wave face. For the instance in the FCS line, the PC Carbon fins are too stiff for me, I like the PC ones best. Better surfers will prefer stiffer fins, I guess.
- setup: In SUPing, I tend to reduce the rear fin(s) size and grip (I use 50/50 profile for rear quad fins) compared to the standard prone surfboard fin setups. Also I tend to use bigger, stiffer fins at slow speed and in shorter boards. I tend to use the thruster/quad/five fins setup as a way to balance the natural behavior of a board: using stiff boards as a thruster to loosen them up, and quads on loose boards to add drive. I only use a nubster or fifth fin if the board goes "shopping cart wobbles" between turns, which is not the case in my current quiver.
In practice, this means for my current quiver:

From left to right:
- Al Merrick Twin fins + trailer (with lots of rake) for my 9'3" modern noserider for all around sessions. For pure noseriding, I would put 2 big central fins of a thruster set (such as FCSII Performer XL) as quad rears. For hotdogging sessions, I will move the trailer to the side box on my front side, for an asymetrical setup (I can do it in the water). For very small waves, I can use Mark Richards twins, that have a fuller template and a profile less prone to stalling.
- FCS Nexus L fins for my 7'11" "mini gun". Here in thruster setup, but most of the time in a quad setup with FCS GX-Q rears, that are smoother, smaller, and more flexible than the standard nexus rears. I use the thruster setup if I need to do small, quick turns (if the waves are not clean). I also liked a lot a S-Wings setup with 2 S-Wings front and a bigger trailer than the regular S-Wing set, S-Wings give a super smooth ride. Alas, they are currently built with a cheap resin that deforms over time. I use Nexus fins as this is my only board with FCS1 boxes. With FCSII I would have used the Al Merrick L FCSII thruster set, optionally with 2 small 80/20 or 50/50 rears for a quad setup.
- Al Merrick L FCSII thruster set for my 7'5" "big shortboard". I love their flex and profile, and the fact that the center fin is smaller than the sides. This board has a very powerful tail, a bit like the Slater design "sci-fi", and quads are a bit too powerful for it. I can also use Al Merrick Twin fin + trailer set in small period swell.
- Al Merrick L FCSII thruster set too for my 7'4" "narrow shortboard" for hollow conditions. Although I could use a quad setup with small rears if the period is not too high, to give a little more boost to the narrow tail.
- Al Merrick L FCSII thruster set too for my 7'3" "low volume shortboard". This is my main board and fin setup.
- Al Merrick L FCSII twins or thruster front fins + Gerry Lopez FCSII quad rears, they are 50/50 and quite small for my 6'10" small wave fish. I plan to test with 2 Al Merrick trailers, as I love their rake in controlling carving turns
- shallow (2" deep) keel fins on my 6'10" "Simmons" foil board, helps me to unleash all my paddling power on takeoff with no drawbacks.
As you can see, currently a set of Al Merrick twins (with an extra trailer for using as quad rears) + a set of Al Merrick thruster L would be sufficient for all my quiver. Needing only 2 sets of fins to share on all my quiver is quite a substantial saving, thanks to the FCSII system.