Do you need a pfd to save your life or do you need an inflatable pfd to be low bulk, tick a legal requirement & hope you won't need it?
I fully understand that the inflatables are less in the way (especially in warm climes) & seen as less hassle...
However if I have waves breaking over my head, am spitting sea-water & beginning to panic as I struggle to stay afloat, possibly after a blow to the head (when most of us will actually need a pfd) then I want a bulky, hi-viz, solid pfd with handles to grab & no questions as to will it or won't it...
& yes, the rest of the time it can be a bit of a hassle. everyone has an opinion.