Surely if you wash and dry your board fully after each use it is safer in a board bag (if kept indoors) ?
I keep mine in board bags, but they are always washed in freshwater and dried for 3/4 days before putting them back in their bag.. I do leave them wet in the bags if I've had a late PM/early AM surf, but then wash/dry/store.
I do know quite a few folks who just leave wet boards in bags for weeks on end, sometimes you see the damage similar to above and sometimes not.. sometimes you see all sorts of dodgy ding-stick applied repairs pealing off and the guys don't seem to care about it..

I'd take that board to a decent repair shop, sounds like you don't use it that often so maybe they could fit it in around a bust schedule over a few weeks.. try that.. IMO