To clarify the encapsulation, l think Fusion's keel is not an encapsulated one, neither are the ones on the following pics.

The encapsulated keel, the cheapest keel version to produce, is a'bag' or rather cavity glassed in with the hull making it integral part of the structure and filed with leftover punchings, concrete, bits of led, spent uranium or similar heavy material. Also the top part of the cavity could be used for tankage for fuel or water or store batteries which would be a better solution as the centre of gravity would not change according to usage.
The cheaper boatbuiders in Asia used to use this method to cut costs.
If built properly, no short cuts, and proper materials used correctly, nothing could go wrong bar a bad grounding when the case cracks. If the case is not filled properly doing away with air pockets and moisture, or water ingress occurs by a crack, the picture is dier indeed because repair will be costly or not viable.
The bolt on keel might cost more and easier to damage, repair would be easier and cheaper.