Couldn't agree more with you gizmo.
made lots of yachts and many mistakes along the way.
The the simplier the design the better. Class rules are great because you can compare apples with apples.
Int mini5.6 is great class to experiment however I have found the original LLM more fun, more competitive, and easier to build than my complex mini 'charcoal challenger'.
plans are great, pictures are also good. If you can't draw it you can't make it.
Kaonoana just make a yacht you want to sail. Just make anything. It takes a while to figure out what works for you.
Give you soft seat ago. Its all learning however I would question the use of SHS for the spine of your yacht but it like looks strong enough not to break.
The seat looks nice and light weight. Even if you only run the back half in fabric and front in ply.
The problem with running your mast right at the front is the complexity and additional weight of your steering components.
have a little look at my mini "frogs legs"
have you considered adjustable mast rake for running smaller sail..? The JHS base is the easiest and moss simplistic to build and retrofit to any yacht and will give you many sail options.
will you be running centre sheeting or rear sheeting..?
make it, break it, make it again

my2c